Category: Banking and Finance
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Is India Consuming Too Much and Investing Too Little? A Deeper Look into the Growth Puzzle
India’s growth narrative has always captured global attention. With a population of over 1.4 billion and a demographic dividend that is the envy of many nations, India is poised for long-term economic potential. However, a closer look at the structure of India’s GDP reveals a paradox that economists and policymakers…
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Economic Governance in a Digital Age: Balancing Innovation, Inclusion, and Regulation
In the last two decades, digital technologies have transformed the architecture of global economies. From fintech revolutions to gig platforms and data-driven policymaking, digital innovation is no longer a peripheral force—it is now central to economic governance. However, this rapid evolution brings with it a complex balancing act. The triad…
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GenAI in Revenue Administration
The integration of Generative AI (GenAI) into revenue administration presents a transformative opportunity. It has the potential to automate routine tasks, provide clearer tax guidance, and enhance transparency in policymaking. However, the effectiveness of AI-driven systems in taxation depends on the quality of training data, human oversight, and a robust…
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Strategic Investments : Balancing National Interest and Global Returns
Introduction Investments in emerging markets have increasingly become a crucial aspect of global financial strategy, particularly for nations like Saudi Arabia, which seeks to maximize returns while aligning investments with national interests. Unlike traditional development funds, these investments are profit-driven but structured to strengthen strategic sectors that ultimately benefit the…
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Growth and Investment in Emerging Markets: Role of Technology
IntroductionEmerging markets today face a mix of promising opportunities and significant challenges. While the global economic landscape has evolved dramatically, investment in these markets—both domestic and foreign—has been sluggish over the past two decades. Several factors, including financial uncertainty, policy instability, and the rapid advancement of technology, have shaped this…
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India’s Inflation Equation: Policy Coordination, Expectations, and Lessons from the West
Inflation remains one of the most pressing economic challenges for India. With an economy that is growing rapidly but still vulnerable to price shocks, managing inflation effectively requires a balance between monetary policy, fiscal discipline, and external factors. This article critically examines India’s inflation equation, the role of inflationary expectations,…
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India’s Inflation Equation: Policy Coordination, Expectations, and Lessons from the West
Inflation remains one of the most pressing economic challenges for India. With an economy that is growing rapidly but still vulnerable to price shocks, managing inflation effectively requires a balance between monetary policy, fiscal discipline, and external factors. This article critically examines India’s inflation equation, the role of inflationary expectations,…
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The Challenge of Loan Write-Offs and Investment Slowdown
The Indian banking system has undergone significant transformations over the past decade, including the implementation of asset quality reviews, regulatory interventions, and monetary policy adjustments. However, concerns persist regarding the impact of loan write-offs, investment trends in the private sector, and the broader economic implications of high interest rates. This…